Helpful Resources
Do I need Title Insurance? Does my lender obtain title insurance? Do I get a homestead tax exemption? Can I wire funds, or should I bring a check to my closing? These are all great questions and you may have more. Below you’ll find some helpful videos and information regarding your closing. Please feel free to call us with ANY questions you may have.
Homestead Exemption
Substantial property tax savings are available to most homeowners via a Homestead Exemption. Generally speaking, Georgia law entitles a homeowner a homestead tax exemption provided the home is their primary residence as of January 1 of the taxable year (O.C.G.A. § 48-5-40).
A homestead exemption is generally granted if you will occupy the home and the home is considered your legal residence.
Title Insurance
Title Insurance protects your property ownership against loss or damage resulting from defects or failure of title. Watch this 1-minute video to learn more.
Wiring Funds For Your Closing
Georgia requires funds for your closing in excess of $5000 to be wired. We can accept a cashiers check or certified funds for amounts under $5000. We can accept personal checks for less than $1000. We can not accept cash. Watch this brief video for additional info.
PLEASE OBTAIN WIRING INSTRUCTIONS DIRECTLY FROM OUR OFFICE. EMAIL US OR CALL 678.482.4401
Title Insurance Cost
Cost of title insurance will depend on the purchase price and loan amount. Generally speaking, title insurance is a one-time cost ranging from 0.2% to 0.3% of the purchase price (owners title insurance) or the loan amount (lenders title insurance).
Contact Us
Contact
Buford: (678) 482-4401
Canton: (678) 866-4277
Email: info@haleyandhaley.com
Contact Us
Phone: (678) 482-4401
Fax: (678) 765-7805
Email: info@haleyandhaley.com
Buford Office
4472 Commerce Drive
Buford, GA 30518
Canton Office
141 Elizabeth Street
Canton, Georgia 30114